Terms of Use

1. Acceptance of Terms

By accessing or using the Zarmed University website and related services (collectively, the "Services"), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our Services.

2. Description of Services

Zarmed University provides educational services and information through our website, including:

• Information about academic programs and admissions
• Online application and enrollment systems
• Student portal and learning management systems
• News, events, and university communications
• Alumni and career services
• Library and research resources

3. User Accounts and Registration

3.1 Account Creation

Some Services require you to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Keep your login credentials secure and confidential
• Notify us immediately of any unauthorized use

3.2 Account Responsibility

You are responsible for all activities that occur under your account. We reserve the right to suspend or terminate accounts that violate these terms.

4. Acceptable Use Policy

You agree to use our Services only for lawful purposes and in accordance with these terms. You may not:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our Services
• Use automated systems to access our Services without permission
• Impersonate others or provide false information
• Engage in harassment, bullying, or discriminatory behavior

5. Intellectual Property Rights

5.1 University Content

All content on our website, including text, images, logos, videos, and software, is owned by Zarmed University or our licensors and is protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our Services for personal, non-commercial purposes. This license does not include the right to:

• Reproduce, distribute, or publicly display our content
• Create derivative works based on our content
• Use our content for commercial purposes
• Remove or modify copyright notices

5.3 User Content

By submitting content to our Services, you grant us a worldwide, royalty-free license to use, reproduce, and distribute such content for educational and promotional purposes.

6. Payment Terms

6.1 Tuition and Fees

Students are responsible for paying all applicable tuition, fees, and charges according to the published payment schedule. Payment terms include:

• Tuition and fees are due by specified deadlines
• Late payments may incur additional charges
• Failure to pay may result in account holds or enrollment cancellation
• Refunds are subject to our published refund policy

6.2 Payment Methods

We accept various payment methods including bank transfers, credit cards, and online payment systems. All payments must be made in the currency specified by the university.

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference.

8. Disclaimers and Limitations

8.1 Service Availability

We strive to maintain continuous service availability but cannot guarantee uninterrupted access. Services may be temporarily unavailable due to maintenance, technical issues, or other factors beyond our control.

8.2 Accuracy of Information

While we make every effort to ensure accuracy, we do not warrant that all information on our website is complete, current, or error-free. Academic requirements, policies, and procedures may change without notice.

8.3 Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of external sites.

9. Limitation of Liability

To the maximum extent permitted by law, Zarmed University shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Services, including but not limited to:

• Loss of data or information
• Business interruption or lost profits
• Personal injury or property damage
• Unauthorized access to your account

10. Indemnification

You agree to indemnify and hold harmless Zarmed University, its officers, employees, and agents from any claims, damages, or expenses arising from:

• Your violation of these terms
• Your use of our Services
• Your violation of any third-party rights
• Any content you submit or transmit

11. Termination

We may terminate or suspend your access to our Services at any time, with or without notice, for any reason including violation of these terms. Upon termination:

• Your right to use our Services will cease immediately
• We may delete your account and associated data
• Provisions regarding intellectual property, liability, and indemnification will survive

12. Modifications to Terms

We reserve the right to modify these terms at any time. We will notify users of material changes through:

• Email notifications to registered users
• Prominent notices on our website
• Updates to the "Last Updated" date

Continued use of our Services after changes constitutes acceptance of the modified terms.

13. Governing Law and Jurisdiction

These terms are governed by the laws of the Republic of Uzbekistan. Any disputes arising from these terms or your use of our Services will be resolved in the courts of Tashkent, Uzbekistan.

14. Contact Information

If you have questions about these Terms of Use, please contact us:

15. Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

16. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Zarmed University regarding your use of our Services.